Saratoga debit cards are easy to use. Upon receipt of a card the cardholder must visit the merchant site or the Saratoga Electronic Solutions website to activate their card. Once activated card is ready for use. It’s that easy! Cardholders enjoy powerful capability and extreme functionality globally. Users enter a PIN (personal identification number), at point-of-sale, ATM machines, or on the Internet. Card holders can track and monitor all day-to-day activities securely using the Internet cardholder interface. Cards can be reloaded online via ACH/EFT transfers, wire transfers and credit card loads. Saratoga Debit Cards are reusable, multi-purpose, flexible and secure.